Buying property on the Costa Blanca?
Independent buyer support - in Polish and English - without sales pressure.
We support buyers who want to purchase property on the Costa Blanca and prefer clear, independent guidance. We are not a real estate agency and we do not sell listings. Our role is to help you with our support network of trusted partners & agencies and make informed decisions before and during the process.
Why Costa Blanca?
The Costa Blanca is one of Spain's most established and attractive regions for both long term living and property ownership. It combines lifestyle quality and international vibe with strong fundamentals that have made it consitently attracive to international buyers over many years.
Mediterranean Micro climate
Mild winters, warm summers, and around 320 sunny days a year. Mountains, sea, and green landscapes create a stable, comfortable climate — perfect for year-round outdoor living.
Excellent infrastructure
Two airports (Alicante & Valencia), International schools, High quality healthcare, restaurants, expats, international vibe.
Consistent price growth over recent years
Over the past five years, property prices on the Costa Blanca have risen consistently, driven by strong demand and limited supply.
International character
The region attracts buyers from across Europe, including the Netherlands, Belgium, Germany, the United Kingdom, and Poland, creating a welcoming international environment.
How we support you as a Buyer
We don't just connect you with agencies - we ensure a seamless experience at every step.
01
Free Basic Package
Start your journey with clarity and confidence.
02
Orientation Package
Ideal if you’re unsure which area fits your lifestyle and investment goals.
03
VIP Package
Designed for busy buyers who want complete peace of mind. Enjoy personalized, hands-on support from your first viewing to the moment you receive the keys.
How you can work with us
Everything starts with a friendly "hello" :-)
Start a WhatsApp chat
Tell us where you are in the process and what you are looking for.
Get Feedback & Guidance
We help you understand options, listings and locations. We discuss your needs in terms of lifestlyle, healthcare and schools.
Trusted Network
We connect you to the right local experts within our network of trusted partners - without pressure or obligation.
Frequently Asked Questions
We collected some typical questions buyers from the EU typically have.
Also check out our PDFs on Buying property on the Costa Blanca and How much budget do I need?
01
What can I buy on the Costa Blanca within my budget?
It mainly depends on location, lifestyle, and the specific micro-area, not just on the number of bedrooms. The same budget can buy very different properties in Dénia, Jávea, Moraira, or Calpe compared to Finestrat, Torrevieja, or more inland, resort-style urbanisations.
It’s also important to know that properties in Torrevieja and in the southern part of the Costa Blanca are generally more affordable than in the northern part of the region. This is due to greater availability of building land, a higher number of new developments, less mountainous terrain, and a more mass-market style of urban planning. Northern Costa Blanca, on the other hand, is greener and more mountainous, with limited land availability and stronger demand in the premium segment, which results in higher prices.
Property prices are also heavily influenced by factors such as sea views, frontline locations, walkability, surrounding greenery, and local infrastructure. That’s why we always start with a conversation about your lifestyle and expectations — not just your budget.
Check out our PDF, where we explain these differences in detail.
02
How does the property buying process work in Spain?
Spain has a clear, structured buying process, but it differs depending on whether you buy a new build or a resale property.
In short:
* Resale: offer → Arras contract → notary
* New build: reservation → private purchase contract → stage payments → notary
In both cases, the process ends with signing the public deed at a notary and registering ownership.
Specific steps and the payment schedule may vary depending on the individual development and the buyer’s personal situation.
Check out our PDF, where we explain the process in detail.
03
Is it better to buy a new build or a resale (secondary market) property?
Neither option is universally “better” — they serve different priorities.
New builds offer modern standards, predictability, and often the possibility to choose finishes, but require patience and trust in the developer.
Resale properties offer speed, established locations, and negotiation opportunities, but often involve compromise or renovation.
The right choice depends on whether you prioritise control and modernity or speed and location.
04
Is it better to buy property as a holiday home or as an investment?
Many buyers combine both. The difference lies in:
*Location
* Rental regulations
* Flexibility of use
Some areas are ideal for personal lifestyle, others for rental demand, and some work well for both. That’s why, before any purchase, we always analyse our client’s goals — whether personal, investment-focused, or a combination of both.
05
Can I rent out my property when I’m not using it?
Yes, but it depends on:
* Local and regional regulations
* Whether you plan short-term (tourist) or long-term rentals
* Community rules within the building or urbanisation
In the Valencian Community, tourist rentals require a licence, and not every property qualifies. That’s why, before purchasing, we recommend checking whether the property is suitable for the intended type of rental.
06
Can I get a mortgage in Spain as EU buyer?
Yes. Spanish banks regularly offer mortgages to EU non-residents, including buyers from Poland.
Typical conditions include:
* Around 60–70% loan-to-value for non-residents
* Higher financing levels for residents
* Mortgage approval based on income, assets, and the buyer’s overall financial profile.
How we help:
We connect our clients with trusted mortgage brokers and Spanish banks, including Polish-speaking professionals, who understand international buyers and help secure realistic, bank-approved financing options.
Mortgage terms may vary depending on the bank, the buyer’s financial situation, and the type of property.
07
Do I need to live in Spain or be a resident to buy property?
No. EU citizens can buy property in Spain without residency.
Residency mainly affects taxation and long-term living, not ownership itself.
08
What are the ongoing yearly costs of owning property in Spain?
Typical ongoing costs include:
* IBI (local property tax)
* Community fees (if applicable)
* Utilities and maintenance
* Insurance
* Non-resident tax filings (if applicable)
Costs vary significantly depending on property type and location.
09
Is it safe to buy property in Spain as a foreigner?
Yes. Spain has a well-established legal framework for foreign property buyers. Most issues do not come from the system itself, but from poor due diligence or incorrect guidance.
That’s why we always recommend working with an independent lawyer who represents only the buyer’s interests.
Working with trusted local professionals further reduces risk significantly and helps ensure a smooth and secure purchase process.
10
Where do buyers most often make mistakes?
Common mistakes include:
* Focusing only on price instead of lifestyle fit
* Underestimating renovation and ongoing ownership costs
* Buying in areas that do not work well year-round
* Skipping independent legal advice
* Assuming all coastal locations offer the same quality of life.
That’s why having a good understanding of the local market is so important before making a decision.
11
Can I manage the entire buying process remotely from my EU country?
Yes. Many Polish buyers complete most or even all of the buying process remotely.
This is typically done using:
* Power of attorney for legal and notary matters
* Digital banking for payments and transfers
* Local professionals on the ground to coordinate inspections, contracts, and completion
Being physically present in Spain is helpful, but not mandatory at every stage of the process.
12
What happens if I want to sell the property later?
Selling property in Spain is straightforward, but there are important tax considerations, especially for non-residents.
When selling, you should be aware of:
* Capital gains tax
* Plusvalía municipal (local land value tax)
* A 3% withholding of the sale price, which the buyer must pay to the Spanish tax authorities when the seller is a non-resident
Resale speed and achievable price depend heavily on location, property type, and market demand. That's why we specialze on the Costa Blanca North!
